HOME INSPECTION PRIOR TO CLOSING MIAMI HOMESTEAD
Home inspection checklist are written in a clear, concise and informative manner. Each customized report is written in a narrative format allowing us to clearly explain defects or repairs, make suggestions and even provide positive information about the house. Home Inspection Prior To Closing Miami Homestead
¿WHAT IS A HOME INSPECTION?
A home inspection is a limited, non-invasive examination of the condition of a house, often in connection with the sale of that home. Home inspections are usually conducted by a house inspector who has the training and certifications to perform such inspections. The inspector prepares and delivers to the client a written report of findings. Home Inspection Prior To Closing Miami Homestead
The client then uses the knowledge gained to make informed decisions about their pending real estate purchase. The house inspector describes the condition of the home at the time of inspection but does not guarantee future condition, efficiency, or life expectancy of systems or components. Home Inspection Prior To Closing Miami Homestead
A house inspector is sometimes confused with a real estate appraiser. A home inspector determines the condition of a structure, whereas an appraiser determines the value of a property. In the United States, although not all states or municipalities regulate home inspectors, there are various professional associations for home inspectors that provide education, training, and networking opportunities. Home Inspection Prior To Closing Miami Homestead Home Inspection Prior To Closing Miami Homestead
Besides a professional home inspection is an examination of the current condition of a house. It is not an inspection to verify compliance with appropriate codes; building inspection is a term often used for building code compliance inspections in the United States. A similar but more complicated inspection of commercial buildings is a property condition assessment. House inspections identify problems but building diagnostics identifies solutions to the found problems and their predicted outcomes. Home Inspection Prior To Closing Miami Homestead
HOME INSPECTION STANDARDS AND EXCLUSIONS IN MIAMI HOMESTEAD
Inspectors check the roof, basement, heating system, water heater, air-conditioning system, structure, plumbing, electrical, and many other aspects of buildings. They look for system and major component defects and deficiencies, improper building practices, those items that require extensive repairs, items that are general maintenance issues, and some fire and safety issues. A general house inspection is not designed to identify building code violations, although some deficiencies identified may also be code violations. Home Inspection Prior To Closing Miami Homestead
A house inspection is not technically exhaustive and does not imply that every defect will be discovered. Some inspection companies offer 90-day limited warranties to protect clients from unexpected mechanical and structural failures; otherwise, inspectors are not responsible for future failures. A general inspection standard for buildings other than residential homes can be found at the National Academy of Building Inspection Engineers. Home Inspection Prior To Closing Miami Homestead
House inspection “standards of practice” serve as minimum guidelines that describe what is and is not required to be inspected by the various associations mentioned during a general home inspection. Many inspectors exceed these standards (permissible) and may also offer ancillary services such as inspecting pools, sprinkler systems, checking radon levels, and inspecting for wood-destroying organisms. Home Inspection Prior To Closing Miami Homestead
TYPES OF INSPECTIONS FOR BUYERS IN MIAMI HOMESTEAD
HOUSE BUYERS INSPECTION
Buyers inspections are the most common type of inspection in the United States. The persons purchasing the property hire an inspector to help identify major defects and other problems so they can make an informed decision about the building’s condition and the expense of related repairs. Home Inspection Prior To Closing Miami Homestead
HOUSE SELLERS INSPECTION FOR BUYERS
A homeowner who is selling their house hires an inspector to identify problems with their house. The seller can elect to share the report with any potential buyers or to make any necessary repairs so the house is known to be in good condition encouraging a quick sale. One house inspectors’ organization offers a program which helps market a house as “Move-In Certified”, that is, the house is in a condition where the new owners can promptly move in without making substantial repairs.
If you’ve signed a contract to purchase a house, a key step before completing the sale is getting a professional home inspection. Make sure to keep this home inspection checklist handy – the inspection is often the last chance you’ll have to go inside the home before the final walkthrough. Home Inspection Prior To Closing Miami Homestead
“In my experience, the majority of housebuyers don’t know that much about what they are buying and are relying on the inspection to fill in the many gaps in their knowledge,” says home inspector Scott Brown, owner of Brightside Home Inspections in Syracuse, New York.
If your purchase agreement has an inspection contingency — and it should — a home inspection that reveals serious flaws can allow you to walk away from the deal without penalty. It can also allow you to ask the seller to make repairs before closing, saving you money and potentially some hassle.
HOUSE INSPECTION CHECKLIST FOR BUYERS: WHAT HOUSE INSPECTORS LOOK FOR
House inspectors are looking for the safety, operation and condition of each component they inspect, Brown says. Does the item pose any safety hazards directly or indirectly to inhabitants? Does it operate as the manufacturer intended? Is it in good condition?
A house inspector will check many but not all components of the home because of limitations related to safety, accessibility and their expertise.
Here’s what inspectors will typically check, as outlined in the inspection standards put forth by 3 industry groups: the American Society of Home Inspectors (ASHI), the National Society of Home Inspectors (NSHI) and the International Association of Certified Home Inspectors (InterNACHI).
Interior of the home
An inspection of the home’s interior should include:
Walls, ceilings and floors
Steps, stairways and railings
Countertops and cabinets
Doors and windows
Garage doors and operators
Installed kitchen appliances
An inspector might note whether a crack in a wall appears to be cosmetic or whether it might indicate a structural issue like a sinking foundation.
EXTERIOR OF THE HOME CHECKLIST FOR BUYERS
Outside the home, inspectors typically examine:
Wall coverings, flashing and trim
Decks, balconies, stoops, steps, porches and railings
Eaves, soffits and fascias visible from the ground
Plants, grading, drainage and retaining walls
Garages and carports
Walkways, patios and driveways
An inspector will also examine the roof, gutters, downspouts, and any skylights, chimneys and other roof penetrations. In this part of the inspection, the home inspector will be looking for things like curled shingles that might indicate a roof is wearing out.
PLUMBING CHECKLIST FOR BUYERS
When it comes to plumbing, expect your home inspector to look at the:
Fixtures and faucets
Drain, waste and vent systems
Sump pumps and sewage ejectors
The checklist for buyers electrical inspection will include looking at:
Service entrance conductors, cables and raceways
Service equipment and main disconnects
Interior components of service panels and subpanels
Overcurrent protection devices
Light fixtures, switches and receptacles
The major concern here is anything that might present a fire hazard.
For the home’s heating, ventilation and cooling system (HVAC), the inspector should check out:
Access panels that can be readily opened
Installed heating and cooling equipment
Fuel-burning fireplaces and stoves
Vent systems, exhaust systems, flues and chimneys
Insulation and vapor retarders in unfinished spaces
Home inspectors may enter crawlspaces, if they have enough clearance, and attics, if the load-bearing components aren’t covered by insulation. They may examine the:
Wall structure, ceiling structure and roof structures
WHAT HOME INSPECTORS FOR BUYERS DON’T EXAMINE IN MIAMI HOMESTEAD
The list above might seem comprehensive, but there are many things that home inspectors aren’t required to look at. These include
systems and components that aren’t readily accessible.
A home inspector in Miami homestead won’t peel up the carpet to see if there are cracks in the foundation, nor will he cut a hole in the bathroom wall to look for hidden mold or rusty pipes.
They don’t have to move furniture, plants, snow, ice or debris that might be in the way, so try not to buy a house in the winter if you want the roof examined. Inspectors also won’t do anything that might damage the property or pose a danger to themselves, including entering crawl spaces or attics that are too tight, walking on the roof or lighting a fire in a fireplace.
In addition, inspectors in Miami homestead need not try to guess how much life is left in the home’s air conditioner, furnace, roof, dishwasher or other systems and components. If they note something that isn’t working, they don’t have to attempt to diagnose the cause or estimate the cost to fix it, nor will they try to estimate the cost of your monthly utility bills.
They also don’t have to operate underground systems, such as lawn irrigation systems or underground storage tanks.
Inspectors in Miami homestead don’t check for termites or other wood-destroying insects, nor do they test for environmental hazards like radon or asbestos (though some inspectors offer additional testing as an add-on service).
And they don’t have to test smoke detectors, every single light switch and fixture in the home (only a representative number) or appliances that aren’t permanently installed, such as window air conditioning units.
Don’t expect them to weigh in on whether you should proceed with the purchase, either. And if you’re buying a condo unit, they won’t inspect the building’s common areas.
See what the inspector sees and ask lots of questions
You should be there in person while the inspector in Miami homestead is going through the house, says Colorado real estate agent Mindy Jensen, community manager for the real estate investing site BiggerPockets.com. “Follow them around the house and ask questions if you don’t understand something they say.”
Jensen says the best time to ask the inspector in Miami homestead a question is when you are both in the home, in the exact spot the inspector is talking about. “What might sound like a big deal to you may actually be a small thing, and what might sound small could be enormous,” she says.
DOES A HOME INSPECTION FOR BUYERS COME WITH GUARANTEES IN MIAMI HOMESTEAD?
Home inspectors in Miami homestead aren’t required to guarantee their work. That means if they miss something that turns out to be a costly problem after you complete the sale, you may have little recourse.
But a home inspector can be sued for failing to meet state guidelines for home inspections, which vary by state, says Brown, the home inspector. There are examples of home inspectors being successfully sued as well as unsuccessful lawsuits where homebuyers sued as a result of buyer’s remorse.
Look for an inspector in Miami homestead that’s backed by an organization like the International Association of Certified Home Inspectors, which says it will buy your home back within 90 days of closing if one of its participating home inspectors misses anything substantive.
FINDING A QUALIFIED HOME INSPECTOR FOR BUYERS IN MIAMI HOMESTEAD
Since many homebuyers in Miami Homestead don’t know any home inspectors, they often rely on recommendations from their real estate agents.
“I always give my buyers the names of at least three home inspectors who I am reasonably sure, based on past experience, are honest and qualified in their trade”.
However, someone recommends that her buyers do their own due diligence on each inspector. Her clients are required to sign a disclosure stating that the vendors’ names are being provided as a courtesy only and that the brokerage cannot warrant the vendors’ work.
Homebuyers should be aware that real estate agents and home inspectors have slightly different goals when it comes to a home inspection, Brown says.
“Most realtors certainly don’t want their clients to buy a money pit, but they also prefer a home inspector that may be a bit lenient in their analysis,” he says. It’s in the agent’s best interest to close on the current house and move on.
Agents get paid not for showing houses but for selling them. Inspectors, however, are indifferent to whether or not their client buys the current house. They get paid simply for doing the inspection.
THE BOTTOM LINE IN CHECKLIST FOR BUYERS MIAMI HOMESTEAD
Getting a home inspection and carrying around a home inspection checklist are nearly always good ideas. Any inspection has limitations, but it’s worth the few hundred dollars you will pay to get a better idea of what you’re signing up for. Further, an inspection will often pay for itself in items you can ask the seller to repair.
“You don’t want any surprises after you have taken possession,”
TIPS FOR DOING THE FINAL WALK-THROUGH BEFORE CLOSING IN MIAMI HOMESTEAD
Sellers should leave a house in very clean, if not pristine, condition for their buyers. And there are plenty of good reasons for that, but mostly you want the buyer to love living in your house and having a good first impression is important.
Your experience is a good reason that every home buyer must inspect a home right before they close on the purchase. Sam usually tells his purchasers that they need to stop by the home right before settlement to see if the “home is still standing.” While the point he makes sounds extreme, houses have been known to burn down and literally blow up in the day or so before closing. If you’re making the single biggest purchase of your life (which is what a house usually is), you need to know exactly what you’re getting before the money leaves your hands. Home Inspection Prior To Closing Miami Homestead
The bigger issue for us is your lack of preparation when it came to buying the home. We know that in some parts of the country buyers don’t use real estate attorneys to represent them. Fair enough; but in those instances, buyers must take it upon themselves to become educated and know what to ask, what to expect and what to do.
You should have asked to see the home before you closed on it in Miami homestead. This process is called a final walk-through, and it happens in almost every home purchase. During the final walk-through, you should have made sure the home was free of the seller’s personal belongings and that the home was clean as required under the contract. Home Inspection Prior To Closing Miami Homestead
You should have made sure that the seller removed the clothes dryer and didn’t leave you holding the bag having to disconnect it and pay for its removal. You should have made sure that the seller was prepared to deliver the home in the manner required under the contract before you agreed to give the seller the money for the purchase price. That’s your moment of leverage. Home Inspection Prior To Closing Miami Homestead
Real estate contracts will usually contain a reference to personal property and fixtures that are at the property, including the items checked in the contract. If an item is checked but didn’t exist, it’s unlikely that you’d have a claim for a water softener that never existed. A bigger issue would be if the water softener was there when you signed the contract but was taken by the seller before closing. In the case of a water softener that was removed, you’d have a good claim against the seller.
One more thought: It’s possible that things weren’t going well for this seller. It’s possible she’s getting a divorce, or has a partner who really didn’t want to leave, or had a number of other reasons she couldn’t get the house cleaned before the sale. If that’s the case, then it explains why the house didn’t get cleaned out before the closing; though it doesn’t really excuse it.
As for your original questions of how clean should a seller leave a home when selling? Our answer is: “Very.” Cleaning out your stuff ahead of time makes it a better home-buying/home selling experience for everyone.
Also final walk-throughs are not home inspections in Miami homestead, even though it might seem that way. It is not a time to begin negotiations with the seller to do repairs, nor is it a contingency of sale. A final walk-through is an inspection performed anywhere from a few hours to a few days before settlement. It’s primary purpose is to make certain that the property is in the condition you agreed to buy — that agreed-upon repairs, if any, were made, and nothing has gone wrong with the home since you last looked at it. Home Inspection Prior To Closing Miami Homestead
Buyers in Miami homestead are often pressed for time as the day draws near for closing, which means buyers can be tempted to pass on the final walk-through. It is never a good idea to blow off the final walk-through.
VACANT HOME CAN DEVELOP ISSUES BEFORE THE FINAL CLOSING MIAMI HOMESTEAD
Sellers often move out before closing. Ever watch HGTV’s House Hunters and try to guess which home the buyers will choose? Well, I’ll let you in on a secret. It’s the vacant house! Trust me, nine times out of 10, it’s the vacant one. That’s because they tend to film the show backwards, starting with the house the buyer purchased, just before it closes escrow. At least that’s been my personal experience when I appeared on the show. Home Inspection Prior To Closing Miami Homestead
Now, in situations where the seller has already moved out, it is even more imperative that buyers conduct a final walk-through. Problems arise when homes sit vacant for any period of time. For example, when termite companies test showers, they plug the shower drain with paper and let the water run. Home Inspection Prior To Closing Miami Homestead
Guess what happens if the termite inspector forgets to remove all the paper over the drain and doesn’t completely turn off the shower handle? A small drip, drip, drip can turn into a flooded bathroom. You don’t want to find out your home is flooded after you buy it. Home Inspection Prior To Closing Miami Homestead
Another thing that can cause floods is disconnecting refrigerators connected to water and moving out washing machines.
Old plumbing has not been used for a long time can spring leaks.
CASE EXAMPLE OF A FINAL CLOSING GONE WRONG IN MIAMI HOMESTEAD
Let’s call these clients Angie and Carl. They were a few days away from closing on an adorable California bungalow. This house was owned by a local sportswriter who had been transferred to Phoenix, and the owner left shortly after putting the home on the market. The home inspection went smoothly, and the home inspector did not note any items that required immediate attention. In fact, there was nothing about this situation that was cause for alarm. Home Inspection Prior To Closing Miami Homestead
The day Angie and Carl arrived for the final walk-through, they were advised to turn on all the lights, run water and make sure the stove worked, all those sorts of logical precautions, but these buyers were engrossed in other spur-of-the-moment distractions and “new home” excitement. Instead of listening to their agent’s advice, they were discussing their sofa placement and which window treatments they should buy for the living room. Home Inspection Prior To Closing Miami Homestead
Although it is not within my scope to perform a final walk-through for clients, it was apparent that the buyers had no interest and would likely, if given the chance, have waived the final walk-through.
I could hear them in the back yard talking about how far the present decking could extend before striking the fence as I wandered around the house turning on water features, and then I hit the handle on the toilet. Flush! All of a sudden Angie screamed. I dashed into the back yard in time to witness a geyser — water gushing from the ground! And it smelled. Home Inspection Prior To Closing Miami Homestead
If I hadn’t depressed the flushing mechanism on the toilet, we would never have had subsequently discovered that the sewer line had tree roots growing in it. The following day we received an estimate of $5,000 to fix it. Since we were a few days away from closing, we had time to withhold that money from the seller’s proceeds and order the work completed. Home Inspection Prior To Closing Miami Homestead
WHEN THE HOME IS OCCUPIED DURING THE FINAL CLOSING MIAMI HOMESTEAD
Sometimes sellers don’t move out until the day the transaction closes or even a few days after closing. In those situations, I recommend that buyers do a final walk-through in the presence of the seller. Why? Because the seller knows all the little quirks about the home and can answer questions the buyers may have. Home Inspection Prior To Closing Miami Homestead
A good question to ask a seller is:
WHAT IS THE ONE IMPROVEMENT YOU’VE ALWAYS WANTED BUT NEVER GOT AROUND TO IMPLEMENTING IN MIAMI HOMESTEAD?This is also a good time to ask the seller for a forwarding address so the buyers can send mail. It’s smart to stay on good terms with the seller and, in some parts of the country, like California, buyers almost never meet the sellers. Moreover, because you never know when you might need to get in touch with the former owners, the final walk-through is an excellent opportunity, as strange as this may sound, for the parties to say hello. Home Inspection Prior To Closing Miami Homestead
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