Is home inspection required Miami homestead
Before buying a home, one of the most important things required is to have it checked by a home inspector. But sometimes peoples thinks “buying a home is already expensive, why would I want to expend a few hundred dollars more?”, well it’s not a bad question at all but certainly it would be a bad decision to not have an inspection and next there’s an explanation why you should have a home inspection.
The Home Inspection Contingency
The home inspection main objectives are to identify damage and issues on the property it can also give you an estimated value of the home when the inspector appraises it. The first thing that makes you think that a home inspection its important its that it van give you a contingency for the contract with the seller. This contingency states that if significant defects are revealed by a home inspection, you can decline your purchase offer, free of penalty, within a certain timeframe. This can protect you from buying a house with significant structural damages and avoiding wasting a lot of money.
In some situations, realtors are also known to include home inspection clauses in contracts, such as those for a newly built residence.
In new home construction, inspections generally cover:
- Foundations: Checking before the concrete is poured (once poured there’s very little that can be corrected).
- Pre-drywall: Checking the structure and mechanics before the drywall is laid.
- Full inspection: A full walk-through is performed of the completed home.
What a Home Inspection Covers
Inspectors have different levels of experience, ability and thoroughness, but a good inspector should examine certain areas and parts of the home and then make a report covering all the issues he or she found during the inspection. The typical inspection lasts two to three hours and you should stay present on the property when the inspection is done to get a firsthand explanation from the inspector’s findings and, if necessary, ask questions. Also, any problems the inspector uncovers will make more sense if you see them in person instead of relying solely on the snapshot photos in the report.
The inspector should note:
- whether each problem is a safety issue, major defect, or minor defect
- which items need replacement and which should be repaired or serviced
- items that are suitable for now but that should be monitored closely
A really great inspector will even tell you about routine maintenance that should be performed on the area, which can be a great help if you are a first-time homebuyer.
While it is impossible to list everything an inspector could possibly check for, the following list will give you a general idea of what to expect during a home inspection in Miami homestead.
- Outer walls – The inspector will check for damaged or missing siding, cracks and whether the soil is in excessively close contact with the bottom of the house, which can invite wood-destroying insects. However, the pest inspector (yes, you might want to engage one of those too), not the home inspector, will check for actual damage from termites, etc. The inspector will let you know which problems are cosmetic and which could be more serious. In Miami homestead Outer walls inspection is required to see if you run any risk when buying a property.
- Foundation – If the foundation is not visible, and it usually is not, the inspector will not be able to examine it directly, but he or she can check for secondary evidence of foundation issues, like cracks or settling. In Miami homestead foundation inspection is required to see if you run any risk when buying a property.
- Grading – The inspector will let you know whether the grading slopes away from the house as it should. If it doesn’t, water could get into the house and cause damage, and you will need to either change the slope of the yard or install a drainage system. In Miami homestead Outer walls inspection is required to see if you run any risk when buying a property. In Miami homestead grading inspection is required to see if you run any risk when buying a property.
- Garage or carport – The home inspector will test the garage door for proper opening and closing, check the garage framing if it is visible and determine if the garage is properly ventilated (to prevent accidental carbon monoxide poisoning). If the water heater is in the garage, the inspector will make sure it is installed high enough off the ground to minimize the risk of explosion from gasoline fumes mingling with the heater’s flame. In Miami homestead Garage inspection is required to see if you run any risk when buying a property.
- Roof – The inspector will check for areas where roof damage or poor installation could allow water to enter the home, such as loose, missing or improperly secured shingles and cracked or damaged mastic around vents. He or she will also check the condition of the gutters. In Miami homestead Roofinspection is required to see if you run any risk when buying a property.
- Plumbing – The home inspector will check all faucets and showers, look for visible leaks and test the water pressure. He or she will also identify the kind of pipes the house has, if any pipes are visible. The inspector may recommend a secondary inspection if the pipes are old to determine if or when they might need to be replaced and how much the work would cost. The inspector will also identify the location of the home’s main water shutoff valve. In Miami homestead Plumbing inspection is required to see if you run any risk when buying a property.
- Electrical – The inspector will identify the kind of wiring the home has, test all the outlets and make sure there are functional ground fault circuit interrupters (which can protect you from electrocution, electric shock and electrical burns) installed in areas like the bathrooms, kitchen, garage and outdoors. He or she will also check your electrical panel for any safety issues and check your electrical outlets to make sure they do not present a fire hazard. In Miami homestead Electrical inspection is required to see if you run any risk when buying a property.
- Heating, ventilation and air conditioning (HVAC) – The inspector will look at your HVAC system to estimate the age of the furnace and air conditioner, determine if they function properly and recommend repairs or maintenance. An inspector can also give you an idea of the age of the home’s ducting, whether it might have leaks, if your home has sufficient insulation to minimize your energy bills and whether there is any asbestos insulation. In Miami homestead HVAC inspection is required to see if you run any risk when buying a property.
- Water heater – The home inspector will identify the age of the heater and determine if it is properly installed and secured. The inspector will also let you know what kind of condition it is in and give you a general idea of how many years it has left. In Miami homestead water heater inspection is required to see if you run any risk when buying a property.
- Kitchen appliances – The inspector will sometimes check kitchen appliances that come with the home to make sure they work, but these are not always part of the inspection. If you think you’ll want to keep them, be sure to ask which ones are not included so that you can test them yourself. In Miami homestead Kitche appliances inspection is required to see if you run any risk when buying a property.
- Laundry room – The inspector will make sure the laundry room is properly vented. A poorly maintained dryer-exhaust system can be a serious fire hazard. In Miami homestead laundry room inspection is required to see if you run any risk when buying a property.
- Fire safety – If the home has an attached garage, the inspector will make sure the wall has the proper fire rating and that it hasn’t been damaged in any way that would compromise its fire rating. He or she will also test the home’s smoke detectors. In Miami homestead Fire safety inspection is required to see if you run any risk when buying a property.
- Bathrooms – The home inspector will look for visible leaks, properly secured toilets, adequate ventilation and other issues. If the bathroom does not have a window and ventilation fan, mold and mildew can become problems and moisture can warp wood cabinets over time. In Miami homestead Bathrooms inspection is required to see if you run any risk when buying a property.
What home inspections doesn’t always cover in Miami homestead
A home inspection can’t identify everything that might be wrong with the property; it only checks for visual cues to problems. For example, if the home’s doors do not close properly or the floors are slanted, the foundation might have a crack, but if the crack can’t be seen without pulling up all the flooring in the house, a home inspector can’t tell you for sure if it’s there.
Some areas inspectors won’t look at include:
- Inside walls (won’t cut open drywall or insulation)
- Inside pipes or sewer lines
- Inside chimneys
- Behind electrical panels
Furthermore, most home inspectors are generalists – that is, they can tell you that the plumbing might have a problem, but they wont tell you what is required to fix it they instead will recommend you an expert on the area and sometimes give you an stimated amount of how much will it cost to fix it. Of course, extra money is required in this cases. Home inspectors also do not specifically check for issues like termite damage, site contamination, mold, asbestos engineering problems and other specialized problems. If they have reason to suspect, though, they’ll likely give you a heads up. Some inspectors offer radon testing as an add-on; some will recommend asbestos testing services if your home appears to be at risk.
In Miami homestead, problems without visual cues – pests, radon, lead – may crop up after the inspection.
After the Inspection in Miami homestead
Once you have the results of your home inspection, you have several options.
- If the problems are too significant or too expensive to fix, you can choose to walk away from the purchase, as long as the purchase contract has an inspection contingency.
- For small or large problems , you can ask the owner to fix them, lower the price, or to give or give you the cash credit required to fix this problems for yourself . This is where a home inspection can pay for itself several times over.
- If these options aren’t viable in your situation (for example, if the property is bank-owned and/or being sold as-is), you can get estimates pf the money required to fix the problems yourself and come up with a plan for repairs in order of their importance and affordability once you own the property.
Foreclosure inspection In Miami homestead
Foreclosure inspections are often referred to as REO (real estate owned) inspections. Professional home inspectors are qualified to do these, but there are other inspectors that also do only minimal foreclosure inspections: Certified Field Inspectors and Certified Property Preservation Specialists. These inspectors may or may not be qualified to do state licensed home inspections in Miami homestead.